Financial Calculators Please use the calculators below to assist in the planning of major purchases and life altering decisions. Then let us help you in the planning stages of these decisions. We can offer you an outside perspective and objective opinions and hopefully save you from headaches and financial strains. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to making an informed decision. We also can provide the following calculators. Please contact us with your request. Social Security-Use this calculator to estimate your Social Security benefits, Mortgage Points Calculator, Mortgage Loan Calculator, Mortgage Qualifier, College Savings, Savings Goals, Cool Million, Life Insurance Calculator, Hourly Paycheck Calculator, Net to Gross Paycheck Calculator, Should My Spouse Work, Section 125 Cafeteria Plan, Mutual Fund Expense, Profit Margin, Accelerated Debt Payoff, Required Minimum Distribution, 72(t) Distribution.

Credit Card Pay Off Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. Auto Loans Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price! Bi-weekly Payments for an Existing Mortgage This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. By paying half your monthly payment every two weeks, each year your mortgage company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest. Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven! Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Roth vs. Traditional IRA Use this calculator to determine which IRA is right for you. Financial Ratios This calculator is designed to show you ten different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. Debt Consolidation Calculator Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card or credit line balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan. Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator! Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there.